Internet Security Statement

Security of Your Online Information Is LooK!'s Priority

At LooK!, our security is a high priority. So naturally we want to protect the personal and financial information you've entrusted with us. For this reason, we would like explain how we protect the security of your online information.

LooK! offers brokerage, mortgage banker and agent financial-analysis services to our customers. These services allow you to access your analysis applications through an authentication process, which uses personal access codes and passwords. We employ a number of measures, as described in our Security Commitment, to provide these services in a secure manner. These measures allow us to properly authenticate your identity when you access our services and protect your information as it traverses the Internet between your PC and LooK!.

Our security measures must rely on these access codes remaining confidential. We strongly recommend that you do not share these access codes and passwords with others. Certain third party providers such as e-commerce sites, like PayPal may offer to provide services to you by accessing your accounts using your access codes and passwords. While it is your decision whether or not to use these services, please be advised that we cannot be responsible for the security and accuracy of the information displayed to you anywhere but at the look-inc.com Web site.

LooK! Security Commitment

Our Commitment to Providing a Secure Online Experience

Since the debut of look-inc.com in 2000, LooK! has been committed to providing our customers with cutting-edge online financial-analysis services and providing them with all the benefits that come with being an industry leader: convenience, robust service and a safe and secure environment for online financial analysis.

We currently use some of the most sophisticated commercially-available technologies to provide you with a powerful and multi-functional online experience that leads the way through attractive design, relevant information, ease of use and a high standard of online security.

LooK! continually strives to remain on the cutting edge of Internet technology. But, Internet security is a cooperative effort, and we need your assistance.

What can I do to make myself more secure?

LooK! requires that you download the most recent version of a recommended Web browser, which supports 128-bit encryption technology. Currently, the most recent versions of Netscape Navigator and Microsoft Internet Explorer are available for free download via the Internet and support this technology.

What is Encryption and what does it mean to me?

Encryption is the scrambling of information for transmission back and forth between two points. This technology allows for secure transmittal on the Internet by encoding the data using a mathematical formula that scrambles the data. A key is then required to decode the transmitted data.

The effectiveness, or level of security, of encryption is measured in bits or how long the "decoder" key is. Many older browsers use 40-bit encryption which means there are 240 possible keys that could fit into the lock that holds your account information. That means there are many billions (a 1 followed by 12 zeroes) of possible keys. 128-bit encryption means there are 288 (a three followed by 26 zeroes) times as many key combinations than there are for 40-bit encryption. According to Netscape 128-bit encryption is 309,485,009,821,345,068,724,781,056 times more powerful than 40-bit encryption. That means a computer would require exponentially more processing power than for 40-bit encryption to find the correct key.

Why should I upgrade my Internet browser?

Huntington wants you to have an enjoyable and secure online banking experience. Huntington Online Banking is designed with this in mind. With software technology changing every day and browser capabilities expanding at a similar pace, Huntington is always searching for new and better ways to make your online experience more convenient.

To keep pace with this ever-changing world of features, security enhancements, and other additions to the Huntington Online Banking, we require our customers to use current version of a recommended browser. Customers who do not upgrade to the most recent browser may not have access to all of the features offered online at huntington.com.

OK, I've done all of that. Is there anything else?

LooK! recommends a second method for practicing good Internet safety. Get into the habit of visiting look-inc.com and performing all of your financial-analysis and 'Sign Out', before venturing out onto the Web for general surfing.

In addition, you should be aware of certain risks and should act responsibly when dealing with programs or files from unknown sources -- this applies to both software available on the Internet and sent via email. Installing files from unknown sources raises the risk of unknowingly downloading infected or malicious software or computer viruses. Once installed on your computer, these programs could potentially tamper with your files without your knowledge. We urge you to never run any untrusted or unfamiliar software or programs received from email or the Internet. As you chat, browse the Web or accept email from unknown persons, always be careful and a bit suspicious.

In addition, you should be aware of certain risks and should act responsibly when dealing with programs or files from unknown sources -- this applies to both software available on the Internet and sent via email. Installing files from unknown sources raises the risk of unknowingly downloading infected or malicious software or computer viruses. Once installed on your computer, these programs could potentially tamper with your files without your knowledge. We urge you to never run any untrusted or unfamiliar software or programs received from email or the Internet. As you chat, browse the Web or accept email from unknown persons, always be careful and a bit suspicious.

We also recommend the use of virus detection software that can ensure your computer is free from known viruses. Norton, F-Secure, McAfee, and others offer anti-virus software that detects some of the most recently discovered viruses and malicious applications. We encourage you to check frequently for updates to these virus-detecting programs and install updates as necessary. Concerned consumers can keep abreast of security issues by visiting Microsoft's Security Advisor Web site or the Privacy Partnership Web site.

With enhanced interactive content and online security, we feel that your cooperation and use of these browsers, in conjunction with practicing good computer sense, will provide you with a safe and secure way of enjoying the great convenience and security of banking online at huntington.com.

With all of this talk about security, should I be worried?

Not worried, but perhaps a little more cautious. We at LooK! feel that the suggestions contained in the LooK! Security Commitment, when followed, will allow our customers to perform analysis activities in a safe and secure manner.